Santa Rosa Beach, FL 32459 38 Pin Oak Loop

2.875% Assumable Loan! (Do not have to be a Veteran) This is a once-in-a-lifetime rate! Current PITI: $2813.11. Current Balance on Mortgage: $446,075.70 - See documents for details. Major Upgrades & Move-In Ready! Enjoy complete peace of mind with a brand-new HVAC system (2025), a brand-new roof being installed August 17, 2026, a newer water heater (2024) and a fresh concrete patio in the rear, perfect for outdoor entertaining! Situated on one of the larger, premium lots in the highly desirable Driftwood Estates, this spacious 4-bedroom, 2-bathroom home features a thoughtful split-floor-plan design with elegant trey ceilings and custom crown molding throughout. The open-concept living, dining, and kitchen area centers around beautiful granite countertops--ideal for everyday living and effortless hosting. Unwind in the generous master suite, complete with an expansive walk-in closet and a private master bath featuring a deep soaking tub and separate shower. Rounding out the property is a 2-car garage equipped with built-in cabinet storage. Don't miss this incredible opportunity to own an updated home with an unbeatable low interest rate!