Mexico Beach, FL 32456 3224 Highway 98

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Presented By: EXP Realty LLC
  • MLS# 1014066
  • 10/21/2026
  • Request Tour
  • Request Info
  • Beds • 4
  • Full/Half Baths • 2 / 1
  • SQFT • 1,835
  • Garage • 1

Home Details

GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features new paint, new furniture, an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.
Presented By: EXP Realty LLC

Interior Features for 3224 Highway 98

Bathrooms

Total Baths3

Other Interior Features

Air Conditioning Y/NYes
FlooringFloor Tile
Furnished Y/NFurnished - All
Heating Y/NYes
Interior AmenitiesBreakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
Window FeaturesWindow Treatment All, Double Pane Windows

General for 3224 Highway 98

Architectural StyleBeach House
Association Fee IncludesAccounting, Management, Recreational Faclty
Attached Garage Yes
Buyer FinancingConventional, VA, Other
Carport Y/NNo
CityMexico Beach
Community FeaturesGated Community, Pool, Whirlpool
Construction MaterialsFoundation Off Grade, Siding CmntFbrHrdBrd
CoolingCeiling Fans, Central Air
CountyBay
DirectionsFrom Panama City, take US-98 East into Mexico Beach. The property will be on the left (north side of Hwy 98) at 3224 Hwy 98 in Cottages at Waterside Village.
Elementary SchoolSt. Joe
Garage Spaces1
HOAYes
HeatingCentral
High SchoolSt. Joe
Lot Size UnitsAcres
MLS Area27 - Bay County
MLS Area Minor2717 - Bay East - Mexico Beach
Middle/Junior High SchoolSt. Joe
New ConstructionNo
Patio/Porch FeaturesDeck Covered
Pool FeaturesPool Type
Property ConditionConstruction Complete
Property SubtypeDetached Single Family
Property TypeResidential
SewerPublic Sewer
Standard StatusActive
StatusActive
Stories Count3
Subdivision NameCOTTAGES AT WATERSIDE VILLAGE
Tax Year2025
Total Rooms6
UtilitiesElectric, Public Water
ViewGulf, Canal
Waterfront FeaturesCanal
Year Built2006
ZoningResid Single Family

Exterior for 3224 Highway 98

Building Area Total1835
Exterior AmenitiesBalcony
Lot Dimensions0x0
Lot FeaturesCovenants, Restrictions, Within 1/2 Mile to Water
Road Surface TypePaved
Total Parking3
Waterfront Y/NYes

Additional Details

Price History

Schools

Middle School St. Joe Middle School
High School St. Joe High School
Elementary School St. Joe Elementary School

Kimberly Tipton-Valentino

Local REALTOR®
Price $749,900
MLS#1014066
List Date 10/21/2026
Property Type Single Family
Phone 770.316.1984
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